Medicare Advantage Plans In Alabama

Medicare Advantage Plans In AlabamaResearching Medicare Advantage plans in Alabama

Medicare Advantage benefits vary widely from one plan to another. Some plans are available for a $0 monthly premium while others may be more that $100 per month.

Copayment and coinsurance amounts also differ between Medicare Advantage Plans in Alabama.

Finding the right Advantage Plan is easy when you follow these simple steps:

1. Know the difference between a Medicare Advantage Plan and a Medicare supplement. It’s much easier to compare Medicare plans when you are comparing apples to apples.

2. Visit to search for Advantage Plans available in your area. Plans are available on a County-by-County basis. Counties with less population will generally have fewer plans available. There are many more plans in Mobile County for example, than in Tuskaloosa County.

3. Visit plan websites to learn more about each plan. Don’t choose a plan based on premium alone. Take the time to review the Summary of Benefits.

4. Verify that your providers are in the plans network. Be sure to check hospitals and other medical facilities in addition to your primary provider.

5. If the plan includes Part D drug coverage make certain that all your medications are included in the plan’s Alabama Part D formulary.

6. If you are interested in an Alabama Medicare Advantage Plan because of the extra benefits offered, such as dental, vision, hearing, etc., compare benefits line by line to get what is important to you.

Enrolling in a Alabama Medicare plan

Once you have found a plan that is right for you, decide how you will complete the enrollment application. Your options often include:

The easiest way to enroll in a Medicare Advantage Plan is to complete the application online.

You will be required to furnish your personal information including your date of birth and your Medicare claim number.

Insurance websites collecting such information are required to offer you a secure connection. Normally an application can be completed in just a few minutes.

If you are confused about the plan you are considering or if you have any unanswered questions, you are strongly encouraged to meet with an insurance agent who is trained to give you personal assistance.

Once you enroll in a plan your options to make changes prior to the next enrollment period are limited.

When researching Medicare Advantage Plans in Alabama another valuable resource is the Medicare and You Handbook that is published annually by Medicare. This is particularly valuable for individuals that are not comfortable with an online format.


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